Josh is a Financial Adviser specialising in personal insurances and KiwiSaver. His focus is ensuring that his current and new clients are informed and educated along the advice giving process. Josh has been running his business for 4 ½ years and as a younger adviser in his field is in it for the long hall, here for the long term for his clients.

He is often complimented on his ability to explain insurance and to do so in a way that is both enjoyable and easy to understand. It is a passion for Josh to create suitable insurance solutions for clients that match their situation, expectations and personal risk factors.

Josh has a double degree, a Bachelor of Commerce and a Bachelor of Physical Education at Otago University. He utilises his experience in his studies when learning about the differences between insurance policies and how they in turn effect his clients.

Josh is passionate about creating a significant and positive impact on the lives of his clients, realising the importance of uncovering what risks they are exposed to and how to protect against them. Josh has agencies with all major insurance providers and puts forward fit for purpose solutions for his clients based on research and individual consideration.

Physical Address: Level 6, John Wickliffe House, 265 Princes Street, Dunedin

Mike has over 30 years' experience in the financial services industry. He has been a financial adviser specialising in Mortgages and Personal Insurance for more than 20 years having previously worked for a bank

He is committed to finding his clients the best possible mortgage solutions to suit their needs, whether it be purchasing their first home, upgrading their home, purchasing a rental property or just refixing their interest rate.

Mike has owned rental properties, completed small development projects, and built houses so has an excellent all round knowledge.

He can assist you with your KiwiSaver withdrawal and grant application for your first home and guide you on the exciting but sometimes nervous journey of purchasing your first home.

Outside of work Mike enjoys spending time with his wife Dawn and their 3 children. He is an avid fisherman and diver.

Mike likes to support his local community and is part of the Mount Maunganui Sports Club. He also sponsors various sports that his children are involved in.

I am a Financial Adviser with over 20 years experience and are deeply passionate about helping clients protect what's important to them and assisting in their wealth creation. Having completed previous roles as a self employed broker, within Life companies and the BNZ, I am perfectly positioned to assist clients with both business and personal risk protections. I welcome the opportunity to work with clients to establish a customised protection plan and establish a long term relationship that enables on going support as their life stages change. In my spare time I enjoy golf, biking, hunting, walks with our dogs and spending time with family & friends.

Martin has owned and operated his own mortgage advisory and financial service business since 1989. Prior to this he worked for ten years in the finance industry including holding senior positions with General Finance and AGC in New Zealand and Alex Lawrie Factors in England. He was an inaugural member of SHARE and has previously been a Board Member.

After initially specialising with commercial mortgage advice he naturally progressed into providing advice for clients financing their homes and residential investment properties. Martin has a broad spectrum of clients and professionally caters to the specific needs that his clients require for their individual insurance requirements.

Martin is passionate about helping people improve their Financial position and having the correct insurance coverage for their unique situations. He has a natural ability to relate to clients on a professional yet down to earth level and is very good at organising mortgage finances on their behalf, with over 30 years of experience, he is experienced at arranging mortgage finance, personal insurances and KiwiSaver plans.

In 1992, in order to offer a more comprehensive service, Martin added the world of assurance to his business. This initially allowed Martin to arrange mortgage protection cover but quickly moved to include all types of 'risk protection' as well as savings and superannuation.

He is a keen advocate of KiwiSaver and has been advising clients with it, since it was started. Martin is a member of Financial Advice New Zealand. Martin has built his business and reputation on doing what is right.

Martin's education and knowledge of the Insurance industry has been earned from a life time of experience and he has been complimented on his loyalty and availability towards securing his clients insurance, mortgage and financial needs.

Since transitioning from his successful professional rugby career both in NZ and overseas, Gareth has worked in a number of senior leadership and adviser roles in the life and general insurance sector over the last 13 years. Based in Auckland, Gareth is married to Stacey, and they have two young children. We are exceptionally lucky to have Gareth join our team given his depth of experience, professionalism, and knowledge of the financial services sector.

Gareth will be able to assist you in the following ways:

• Assessing your needs and financial position, recommending competitive insurance options.
• Developing or reviewing your personalised financial plan to suit your unique situation.
• Providing ongoing advice to ensure your plan remains relevant and works for you, especially during critical times.

Amanda is passionate about Insurance, and the peace of mind that comes from good advice.

At a crucial stage in her life, a family tragedy reinforced the importance of having the right insurance cover in place, and the difference Insurance can make when the worst happens. Her passion was truly born from experience.

During the course of a successful career in the finance industry, both in New Zealand & Internationally, she became even further aware of the value of great advice. She found that so many people are poorly insured, or had taken Insurance out without the proper advice.

Amanda has been the recipient of many industry awards and in 2023 was selected as one of 10 insurance advisers nationwide, to represent the industry on the Fidelity life Adviser Council.

She can advise you on life insurance, income or mortgage protection, health insurance, and serious illness cover. Amanda prides herself on her approachability, friendliness, and the overall consultative process that she brings to the table.

Michelle is not your typical Financial Adviser. With over two decades of experience in the insurance world, she's a master at both protecting and growing her clients' wealth. As a proud member of Financial Advice NZ, Michelle is dedicated to delivering exceptional service and expertise.

Having earned a Graduate Diploma in Personal Financial Planning from Massey University, Michelle combines her in-depth knowledge with her natural ability to connect with people. Her background in Psychology gives her a unique understanding of clients' concerns and allows her to go above and beyond to meet their insurance requirements.

Michelle's passion lies in sharing her expertise with newcomers to the world of insurance and investments. She loves witnessing that "light bulb" moment when clients grasp the intricacies of investments and recognize the importance of insurance as a safety net.

With Michelle, you won't get any beating around the bush. Her honest, direct approach ensures that clients have the right coverage tailored to their needs, all at an affordable premium. She's a pro at putting financial safety nets in place for uncertain times, growing nest eggs for retirement, and explaining complex concepts in simple terms.

Beyond her profession, Michelle finds joy in spending time with her loved ones, exploring her culinary skills in the kitchen, and pursuing her passion for photography. She constantly hones her craft, capturing breathtaking moments and creating stunning collections.

Michelle's adventurous spirit led her to jump on a plane at the young age of 22, embarking on unforgettable adventures that shaped her worldview. She carries that same enthusiasm and fearlessness into her work, fighting and advocating fiercely for her clients.

Lewis joined the insurance industry in August 2023 to develop a career in the financial advice sector with a focus on helping future generations make smarter financial decisions.

Lewis's background was in banking and more recently as a small business General Manager, so he brings both financial and hands on business skills to our team and clients. Starting his career as an Adviser in the Paragon Insurance team, Lewis has now moved into a partnership with Paragon and into the greater SHARE NZ group and is excited to lead the way for SHARE NZ clients in the Taranaki region.

Lewis's qualifications include an Honours degree in Finance and a Masters degree in Strategic Management and he completed his Level 5 Certificate in Financial Services in 2023.

Lewis loves a good yarn and looks forward to hearing clients' stories and building close relationships with them to assist them in protecting what matters most to them now and in the future. Lewis and his wife Jess, a Taranaki local, have three pre school children including a set of twin girls so time outside of work is spent with family, the occasional round of golf and landscaping around the house.

Tracey has been a Financial adviser since 2002, specialising in Risk Insurance Protection for individuals and families as well as providing risk solutions for Business Partners. Her area of expertise is in Personal and Business Risk Insurance and now more recently Microbusiness Risk Management. This is the assessment of risk for microbusiness owners and collaborating with accountants to add value to their client offering.

Tracey is a Financial Adviser and a member of Financial Advice NZ, the Kapiti Chamber of Commerce and Women in Business. She enjoys public speaking and running presentations for groups on how to understand and optimise ACC for the self-employed. She is inspired to continually learn and be passionate about fine tuning your craft, experience makes the difference!

Tracey is good at understanding financial accounts and the more detailed aspect of business risk, delving into every aspect of how their business operates, drawing up operational diagrams and spreadsheets, discussing financials with their accountant and recommending risk management plans.

Tracey and her husband Niel own the business and have a fantastic reputation that they are very proud to have achieved, Niel specialises in Mortgages and Home Loans. Together they offer an exceptional and ongoing Financial Insurance service to their clients gaining trust and advocating on their behalf at claim time, they are truly passionate and care about their outcomes.

Tracey's business values are that “The experience of insurance should provide you with certainty that you have received great advice and you have a financial adviser alongside you that you trust”. Tracey strongly believes that by changing people's perception of, and attitude towards Insurance, that clients should feel good about their insurance covers. Client's should feel that their adviser's recommendations will work for them at claim times. She reassures and satisfies clients that their cover will be more than what they expect, and that she will be there to look after them till the end. Tracey has reached a professional stature whereby her clients trust her advice and recommendations without question.

Tracey won the 2017 'Insurance Excellence Award' at the National Advisers conference, which was a great accreditation to her Financial Advisory skills. However, Tracey's educational training in accounting and hospitality has set her apart from other Financial Advisers as she has a clear understanding of how the figures must tie up in order to make sense, and how a great attitude towards people has proved to be welcomed in providing an invaluable customer service. Tracey was also a travel consultant for 6 years selling wholesale packages for the perfect holiday, this combination of work history ensures that she has a clear understanding of people's expectations and demands that clients are firstly heard and understood before they are given any financial plans.

Steve joined the insurance industry in the late 1990s and continues to enjoy both working with clients and provides mentorship and support to younger Advisers. Steve completed his Level 5 Certificate in Financial Services in 2011. You may wonder why he remains in the industry so long…..when asked why do we have insurances? Steve believes that love motivates us towards insurance. We love our families and our lives and don't want to leave a legacy of financial hardship. This caring attitude is what drives Steve to be your insurance advocate. As a passionate surfer, Steve understands that his Taranaki clients choose to be here for lifestyle reasons. This means Steve values the ability to give his clients time…. Time to relax and discuss their needs either at the office or the client's home - or out the back of the surf break.

Steve and his wife Judith live in Fitzroy, New Plymouth and Steve shares his love of the surf and outdoors with his son's Oscar and Seb and his daughters and grandchildren in the South Island.

tailored insurance solutions to address unique client risks in personal and business domains. What distinguishes Hayley is her professional, personable approach, valued by clients for her honest guidance through insurance policies and claims.

As a business owner of Business Architects Limited (SHARE), Hayley comprehends the complexities of business operations and the role of insurance within it. Located in Frankton, Hayley and her team are committed to diligent client services, whether handling straightforward Health Insurance claims or complex situations like Trauma or Income Protection.

Beyond her professional life, Hayley enjoys a rural lifestyle with her husband, Jarrod, and their two dogs. Her personal experience as a self-employed individual gives her a deep understanding of the challenges and rewards of business management. Hayley recognises life's unpredictability and the importance of preparedness for unforeseen events. Hayley's primary goal is to help clients build insurance plans aligning with both their needs and budgets. If you seek an insurance adviser who blends expertise with genuine assistance - talk to Hayley at SHARE.

Learn the skills Hayley has

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Elaine believes that working with people in the role of a trusted adviser is a privilege. With an easy-going style, she will get to know you by listening carefully to your story and by working together, will support you to make sound wealth management and financial planning decisions to suit your individual situation. She values an open and honest relationship with her clients as that leads to a better outcome. She is often complimented on her diligence, professionalism and sincerity in helping clients navigate their financial planning.

Retirement planning and investment advice is Elaine's area of expertise. Guiding clients as they save for retirement and planning that once there, the funds support a desired lifestyle, are areas that she is passionate about. She is also an insurance adviser and enjoys helping clients protect what is important to them.

As a Financial Adviser, she has worked in financial services since 1993, in a variety of roles both in New Zealand and the UK.

Elaine is married to Tony and they have three daughters. When not in work, she will be found researching their next travel adventure, or listening to an eclectic mix of music while at the gym.

Andy has been in the insurance and financial services industry since 1996.

Starting his working life as a Fitter Welder he then used these skills working in Papua New Guinea and moved into management.

On return from overseas he was offered an opportunity in Life insurance and works with his business and personal insurance clients in a model that is built for service.

He is a Financial Adviser and has a passion for securing cover and structures to suits his client requirements.

During the 80's Andy represented New Zealand in Kayaking and raced ski for the Waikanae Surf Life Saving club. He now enjoys a bit of cross fit & the local cycling club racing.

He is married to Julie and has four children; Peter, Jess, Henry and Anna.

I am a dedicated and experienced insurance professional with a passion for helping individuals and businesses protect what matters most. With 16 years in the finance industry, I have honed my expertise in various insurance products.

I am a financial adviser and part owner of JWG Insurance Ltd, trading as SHARE. This unique blend of roles allows me to provide comprehensive financial guidance and insurance solutions that are tailored to your specific needs and financial goals.

My commitment to providing top-notch service is driven by my belief that insurance is not just about policies; it's about peace of mind and financial security. I take pride in simplifying the complex world of insurance and financial planning for my clients, ensuring they understand their options and can make informed decisions.

In my spare time, you will find me down at the beach with my partner and our two wonderful kids. Family is at the heart of what I do, and I understand the importance of safeguarding the future for those we love.

Whether you're a family seeking to protect your loved ones' future, a business owner looking to mitigate risks or someone who simply wants to explore the best coverage options and financial strategies - I am here to guide you.

When I'm not at the beach with my family or helping clients secure their financial futures, you'll likely find me closely following the Crusaders rugby team. Whether it's on the field or through the highs and lows of the season. Just like in sports, in the world of insurance and finance it's all about teamwork and strategy. I'm here to be your trusted insurance advisor and financial planner, providing expert guidance every step of the way.

Guy is a Financial Adviser based in Hastings, Hawkes Bay. He has been an adviser for 35 years and has been with SHARE since April 2016.

He has a Law Degree from Otago University and is a qualified Lawyer and an Associate member of the NZ Law Society. He is a member of Financial Advice New Zealand and is a Chartered Life Underwriter (CLU) and holds the Trusted Adviser designation.

He provides Risk Protection Planning advice to individuals, families and small businesses as well as Retirement Planning advice to individuals and trusts.

Guy is married to Claire, and they have three adult daughters. In his spare time he is a keen golfer, enjoys snow skiing and cycling. He is also passionate about Hawkes Bay craft beer and wine.

Physical Address:
216 Karamu Road North, Hastings, 4122

Cathy is a Financial Adviser with more than 20 years experience in the Financial Sector. Having earned her National Certificate in Financial Services Level 5, she provides her clients with the best advice on products tailored to their individual needs. Cathy's area of expertise is retirement planning and sound advice on investments and KiwiSaver products. She is passionate about growing her client's wealth while focusing on building solid relationships through interactive meetings. She structures financial planning advice, incorporating saving for the future while ensuring lives are adequately protected.

Cathy's skill is finding solutions to make her clients' funds last for the rest of their lives so that they can enjoy their retirement without financial worry.

For clients that are still working, Cathy makes sure that the correct levels of insurance are in place to provide the proper protection for any worst-case scenarios that may arise.

Cathy is often complimented on her empathy as a female in a male-dominated industry. Creating uncomplicated plans built for her clients' financial future and security, specifically tailored to the individual and their changing needs. She prides herself in being able to hold her own and offer an additional service to clients whilst being surprisingly good at providing logic and clarity, in turn, making people feel at ease immediately.

Originally from South Africa, Cathy has successfully integrated into the Kiwi way of life. She was previously involved within the South African Pension Fund Industry which set the foundation for her investment advice career in New Zealand. She shares offices with James Sheridan and commutes between Tauranga, Auckland and Hamilton to cater to her clients' needs. Cathy really enjoys her work.

Her inner strength and sincerity show people that she will do the best for them in every situation. She values ethical behaviour, trust & honesty and always puts the client first. Cathy appreciates clients who are serious about planning their financial future.

Claire McArthur

Specialist Home Loan & Mortgage Adviser

I began my journey in financial services in 2008, joining a major bank as a teller. Fast forward 10 years and I was looking after a portfolio in business banking as a Commercial Manager. With a love of numbers and strong people skills, I had found my calling!

Always ready for a new challenge, I decided to step into my clients' shoes and become a self-employed adviser. So, in 2018, I took the leap and left the bank to start my own mortgage advisory business.

I continue to be enthusiastic about helping clients, from first-home buyers to everyday Kiwis & business owners, navigate the often-complex world of borrowing. I love connecting with people, understanding their goals, and guiding them toward financial solutions that open possibilities they may not have thought achievable. If they're not ready yet, I take pride in setting them on the right path for the future. So much of my role is about educating and supporting clients.

I'm a qualified Financial Adviser specialising in lending. After building a successful business from the ground up, I took another exciting step in July 2025 by merging with respected business partners to form The Advisory Limited, trading as SHARE NZ. This merger allows us to offer a wider range of services, including lending, insurance, and KiwiSaver. I'm also set on giving back to an industry that has certainly given me more support than I could have asked for to date!

Jonathan is a Financial Adviser who is based in Auckland and travels to Christchurch regularly. Jonathan has over 11 years' experience in the financial advice profession and has a Master's in Finance & Management and is a Certified Financial Planner, CFPcm.

Prior to joining SHARE Jonathan was an adviser and a company director for an Auckland financial group. Coming from a background of education and business, Jonathan has dealt with a wide range of business and professional people over the years. He can provide advice on investments including investment advice, retirement planning and KiwiSaver as well as life Insurance, medical Insurance and income protection and mortgage lending.

Jonathan has collected a wealth of specialist knowledge and experience from the financial services industry. He is renowned for his approachability, desire to empower clients and in providing a personalised financial planning service, tailored to:

• Diversified portfolio recommendations and monitoring,
• Investment advice for retirement and a planning service,
• Goal setting, investment planning and implementation,
• Income from funds analysis and recommendations,
• KiwiSaver, advice and planning,
• Risk advice with life insurance,
• Trauma and income protection,
• Health insurance,
• Business and home lending

Jonathan is always happy to have a chat and to see if he can help.

Physical Address: Level 2, 132 Hurstmere Road, Takapuna, Auckland, 0622

I hold postgraduate qualifications, and my interests include, among others, people, giving financial advice, economic development, marketing, town, and urban planning, sport, and providing clients with tailored financial solutions to meet their specific needs. I am married to Elfrieda and have a beautiful family.

I work with an exceptional group of colleagues. The MFSS Ltd/SHARE team is outstanding. They take pride in working diligently on all aspects of the insurance industry, ensuring compliance with regulatory requirements and assisting our clients at claim time. We are here to assist clients at claim time. Regardless of whether the claims are for life, trauma, income protection, or medical insurance, or for contents, house, and vehicle insurance.

Because of New Zealand's outstanding growth over the past two decades, there is a growing demand for professional personal insurance advisors among New Zealanders and those planning to move there. I have established a transparent performance record to help address this need, and my integrity is well-known within the business. I created a reputation for providing reliable and consistent services to those I and MFSS Ltd/SHARE, serve. Our clients receive professional services at no additional cost. Our team values our clients and focuses on developing relationships with clients and other persons who would seek our services.

I concentrate on people and thrive while assisting them. As a result, I can get to know people from all walks of life and make a difference when they need it most, at the time of a claim.

My aim is to establish long-term relationships with clients, listen to their needs, and be available when they require my help. Our team will assist you whether you need a new perspective on your insurance portfolio, re-evaluate your insurance needs, or resolve a claim that an insurer has declined. I am continuously searching for opportunities to provide value.

Discover the difference in insurance brokerage services. Arnold and the team will accompany you every step of the way, regardless of your condition or position.

I am a Financial Adviser based in Auckland with over 10 years' experience in the finance industry. I have done my NZ Certificate in Financial Services (Level 5) and am also B.com graduate majoring in Banking & Finance.

I believe the one of the most important skills as an adviser is to be a good listener, this lets the client know you genuinely care about them. I enjoy working closely with my clients, establishing a good relationship with them, to support them in making financial decisions that can enhance their lives.

I love listening to my clients' stories about their goals & aspirations. It gives me a good insight into their future plans & dreams. Having this knowledge helps me to work with them to start creating a financial plan that is tailored to their needs & goals.

I have been working as an Investments Adviser since 2019, and in 2023 have become an Insurance Adviser to assist clients with their Life & Health insurance needs too.

In the past I have worked at AMP NZ in the KiwiSaver & General Insurance areas. I have also worked at Kiwibank, this has given me a sound understanding of the NZ Banking & Financial services industry.

Outside of work, I can be found on bush-walks along-with my wife & young son. Often, we go for bike rides together as well.

I have been helping clients create and protect wealth since 1982. Together you and I put in place a programme of insurance and/or investment that does what you need it to do. This means it provides outcomes for you that allow you to relax in the knowledge your investment and insurance problems are sorted! I do this by utilising a wide range of investment, retirement and insurance options taking into account your specific situation, goals, needs and aspirations. I am a Financial Adviser assisting clients to accumulate and protect wealth.

Having previously been a Primary School Teacher I see my role as more of a coach helping my clients achieve their financial goals and dreams (investment & retirement planning) whilst ensuring that if they do not make it that far, or have health issues along the way they, their family, dependents and assets are all protected (insurance). I believe that my personal expertise is getting alongside my clients, thinking as they do all the while helping them get where they want to be in life, in a financial sense anyway.

I am a Financial Adviser with a Graduate Diploma in Business Studies (Personal Financial Planning) and CLU (Chartered Life Underwriter) status which demonstrates my commitment to providing my clients with the highest level of financial advice. I am an owner of Premier Financial Group Ltd T/A SHARE as well as Booth Financial Services Ltd T/A SHARE.

My wife, Lynne, and I have been married since 1987 and we have 2 adult children who are making their own way in life. Having been a sports “nut” all my life, I played cricket until bad knees forced me to retire, and my winter activities are also restricted to spectator status these days, especially supporting Canterbury Rugby, The Crusaders and The All Blacks.

I look forward to working with you.

Physical Address: 79 Bealey Avenue, Christchurch

Paul has been offering financial advisory services for over 25 years across Personal Risk Insurance, Fire & General Insurances, Investments, KiwiSaver, Mortgages and Income Tax after having obtained several qualifications to provide full financial advice. This has enabled Paul to establish a more client-focused approach rather than a sales approach, allowing him to fully understand his client's needs goals and budget all whilst developing long term relationships.

Paul describes himself as a consumer, just like his clients.

Paul is also the only financial adviser to be welcomed into the District Health Board (DHB), this is an enormous achievement and accomplishment as this is an extremely privileged position to have attained. Paul's business motto is “Getting it right!” as any good GP, specialist, surgeon and pharmacist knows they must get it right, therefore Paul believes he must get it right for his client's financial needs.

Paul's life experiences have taught him more than any school room ever could, the real world and hard stuff are his learning playground. His previous career involved travelling extensively around New Zealand for 22 years, and thus he is in a good position to understand our places, our people, cultures, businesses and our New Zealand social society.

Paul's enjoys connecting and engaging with conscientious people as they deserve him to do what's right for them and not what's right for his own needs. He is complimented on getting the job done right, and testaments to his success are the many hundreds of successful claims and happy people that can vouch for his professional outstanding work ethic.

All of Paul's clients know he will be completely honest, professional, accommodative, supportive and available for their needs.

Aliesha Rowe

Associate Mortgage Adviser

I have been working for Claire McArthur since 2023 as an administrator, evolving into a loan writer role in 2024. I support Claire's client base by providing loan maintenance support and working alongside our clients with their lending applications and settlements.

I completed my Level 5 Certification in 2024 and have now become part of The Advisory t/a SHARE NZ a as an associate advisor. This step allows me to continue supporting Claire's valued clients, while also growing in my own professional journey.

My background is in the hospitality industry, where I developed strong customer service skills—including through running my own café. That experience taught me how to genuinely connect with people in a way that's both professional and approachable, something I bring to all my client interactions.

My family and I live in rural Bombay, where life keeps us busy on the farm. My partner Bob and I, along with our two kids, spend many weekends in the paddocks tending to livestock or keeping up with property maintenance. When we're not on the farm, we enjoy relaxing at our holiday home in Cooks Beach.

Sally Bisset is a Financial Adviser and is based in the SHARE Dunedin office with SHARE advisers Richard Thomas, Rowan Shanks and Josh Cuttance. She is a member of Financial Advice NZ. Figuring out what type and how much insurance you need to protect yourself and your family can be mind boggling! That's why Sally specialises in the field of Risk Insurance; which includes Life, Trauma, Income Protection, Disability cover and Health Insurance. She can also assist you with your Fire and General insurance or Business insurance needs. It's important to get the right insurance programme in place well before you need it. Sally has been working with families and couples to help them to protect what matters most to them since April 2012. Sally is born and bred in Mosgiel and loves living on the Taieri with her husband and children. You can find out more about Sally and follow her on her Facebook page Sally Bisset Insurance Adviser and her LinkedIn profile Sally Bisset LinkedIn.

Physical Address: Level 6, John Wickliffe House, 265 Princess Street, Dunedin

Melanie is not your typical Financial Adviser having spent over 3 decades in Tax & ACC and a decade as a Property Investor and running Body Corporates.

Melanie completed the relaunched NZCFS L5 in Risk, Residential Lending and Investments including Managed Funds and KiwiSaver strands. She qualified as a Legal Executive, NZIM Business Management and a Dip in Public Sector Compliance.

All this knowledge helps her to help her clients. She is specialised and passionate in helping self-employed, business owners, contractors, tradespeople, professionals and women, to manage their risks through Risk Protection Planning, aligning with their needs and budget. Ensuring that the right protection is in place and utilising ACC Cover Plus, to protect what is most important for her business clients and individuals including planning for retirement and goals.

Melanie is often complimented on her clear explanations in deciphering the jargon and she has a natural ability to relate to people of all ages with her down to earth, professional manner.

Melanie having had first-hand knowledge with having the right covers in place for her own medical treatments 5 years ago. She is passionate now about ensuring all of her clients have the right cover in place now and into their futures, so they are not caught out or caught short, if something should happen.

Melanie likes to put together bespoke Group Scheme packages for all types of businesses and setting up KiwiSaver Employer Default Schemes to ensure employees are set up correctly earlier on in their careers. This can make such a massive difference for their retirements. For an employer this can be so rewarding knowing that by having a Default KiwiSaver Employer Scheme set up you have made such a difference financially for your employee's futures.

I am a Financial Adviser and a member of Financial Advice NZ. I have been in the Insurance industry since 1992 and I am the Director of Michael White Financial Services Limited. Prior to this, I completed my Bachelor of Commerce majoring in Accounting at the University of Otago graduating in 1991.

I specialise in both Personal and Business Insurance. My strengths include understanding your specific needs and providing appropriate solutions which are unique to everyone's personal needs and circumstances. I provide products to help cope with unforeseen circumstances in the following areas:

Personal Insurance Needs:

• Life Insurance
• Income Protection Insurance
• Trauma/Critical Illness Insurance
• Total and Permanent Disablement
• Heath Insurance

Business Insurance Security:

• Shareholder Protection
• Key Person Insurance
• Business Loan Protection

My team and I are very strong advocates for clients especially at claim time. We want to be involved with the claim process from the very start to make the process as simple as possible for the client. We have no better satisfaction than being able to help and support a client with a claim and making a small difference during what can be a very difficult time in their life.

I have always competed in Swimming and Water Polo events to National level. In the most recent years, I have competed in the Challenge Wanaka and Motatapu Off-Road Triathlon. This has led me to be self-disciplined and eager to achieve in my chosen profession.

I am a Financial Adviser who combines a wealth of life and business experience to provide individually tailored insurance plans covering life, disability, and health insurance solutions, as well as KiwiSaver and Investment advice for your personal and business lives. Having been self-employed for most of my career, within the motor industry and financial services industry, I am well versed in assisting clients, and putting their needs first.

I understand and really enjoy the client relationship part of the business and I get a real thrill from knowing I am making a difference in people's lives. I am a proud family man, and I love to get my exercise around a golf course.

Unit 5, 12 Princess St,
Riccarton, Christchurch, 8041

PO Box 8045,
Christchurch, 8440

I look forward to continuing to provide service to you in the areas of Life, disability and health insurance, and access to our network of other financial services. Please don't hesitate to contact me with any questions you may have. I have enclosed my latest disclosure statement for your records, and a review request form for you to complete.

Rowan has been a Financial Adviser (formerly known as an Authorised Financial Adviser) since 2005. He is a member of Financial Advice New Zealand (FANZ) earning the 'Trusted Adviser' mark and meets the ongoing requirements of the Financial Markets Authority (FMA).

Rowan is passionate about delivering tailor made solutions to his clients through professional quality advice in Personal and Business Insurance, KiwiSaver and Investment.

Rowan's previous experiences in hospitality and living overseas have seen him develop a personable approach through listening and understanding clients individual needs. He is then able to communicate a tailor-made plan, in easy to understand terms, making the sometimes complex experience a simplified one.

Rowan has gained respect from his peers and clients alike receiving repeated referrals from existing clients and professional relationships he holds.

Rowan has two daughters with wife Sonya, who works alongside Rowan. He enjoys travel, fitness activities and spending time with his family.

Physical Address: Level 6, John Wickliffe House, 265 Princes Street, Dunedin

Meet Liv, a passionate personal insurance adviser and a mother or three. With an extensive background in hospitality, Liv knows the importance of providing exceptional service and building strong relationships with her clients. She has a deep understanding of the challenges families face and the need for adequate insurance coverage. Liv is committed to helping her clients protect what matters most to them and providing peace of mind for their future. With her warm and caring personality, Liv is a trusted advisor who puts her clients first, ensuring they receive the best possible insurance solutions tailored to their individual needs. When she's not working, Liv enjoys spending time with her family, traveling and exploring new cuisines.

Office Address: 216 Karamu Road Nth, Hastings 4122

Postal Address: PO Box 568, Hastings 4156

I have always been passionate about equipping my customers with the right knowledge, insights, and tools to empower them to make informed decisions aligned with their financial goals. It matters deeply to me that they feel in control of their financial journey, whether that involves accessing debt funding or making investments to build a more secure future.

Having grown up in a migrant family, I witnessed firsthand how my parents and their siblings, starting with nothing, achieved financial stability for themselves and the next generation through focus and discipline — despite limited education and language barriers. This upbringing instilled in me a deep respect for small beginnings and for those who are willing to set a plan and commit to it. That respect continues to guide the way I serve and support others on their financial path.

With over 10 years of experience in the finance industry and most of that time in 2 of the major banks I am well experienced in the area of mortgage and business lending, both residential and commercial property investment as well as residential property developments. I offer expert advice to clients with complex structures with multiple entities and or income streams.

I hold a Master's of Digital Business with first class honours, Bachelor degree in Finance & Valuation and Property Management as well as the NZ Certificate in Financial Services (Residential Property Lending) Level 5 (V2).

Graeme began his career in Australia in 1988 and 6 years later he returned to New Zealand where he has since successfully established and grown on his business Graeme Shanks Limited t/a SHARE in beautiful Mount Maunganui. He has been involved within the Insurance industry for over 30 years. An Authorised Financial Adviser, Graeme specialises in Personal Risk Insurance for business owners, families and individuals.

Graeme's business values are based on approachability, honesty and professionalism, and he has been complimented on his respectful, quiet, unassuming mannerism that allows him to create the best tailored advice suited to his clients. His direct can-do attitude derives from previous experiences and knowledge of what works best and following his instinct. He treats people like people, not as numbers or with a cookie cutter, robotic approach.

Graeme has a natural talent and ability to communicate his knowledge in laymen's terms to his clients. He is passionate in helping clients at claim time to achieve the best outcome possible deriving from being the knowledgeable advocate that knows how the insurers work. Proof of his success as an Insurance Adviser is the countless referrals and recommendations he receive from friends and colleagues. His respectful, trusted and meaningful relationship building demeanour makes it easy to see why his clients become long-term friends.

Graeme's biggest professional accomplishment is securing successful outcomes for people who have had claims denied on every occasion through Claims advocacy negotiations.

His ideal clients are young families looking to set up their future Financial Security and seeking valuable information into how to gain that reward through a trusted adviser. He is passionate about relating the need of insurance to the young and healthy and then securing the best possible premium rates that can be fixed for many years to give budget certainty. Educating young healthy 'bullet proof' people into the benefits of future insurance is a challenge he relishes and is driven to achieve.

Graeme believes in continually increasing his knowledge through education and therefore can guarantee his clients the most up-to-date and relevant advice. He is complimented on consistently highlighting people worth, the worth of co-workers and family members as people forget that they are not invincible and cannot see the wood through the trees.

Specialist in Providing Peace of Mind and Creating Strategies for Life

I work with people who live differently. People who take charge of their own destiny or are wanting to. They are mostly business owners, professionals, and families who aspire to something more.

My approach is all about asking the right questions and listening carefully. Starting with aspirations or goals, I help my clients identify and articulate what truly matters to them. I make it my priority to understand what success looks like to my clients and the specifics of where their priorities lie for those achievements, before I develop a tailored plan for them.

This extensive approach includes developing an effective risk management strategy with prudent use of insurance products, through to project management and facilitation with trusted professionals to create and implement a personal strategy for life.

Using my strong network of specialist experts, potentially including business advisers, lawyers, accountants, mortgage and insurance brokers; I help my clients to finalise wills, estate planning, mortgage, debt and cashflow management, KiwiSaver & investment advice, fire & general and asset insurance.

With over 35 years in the financial and business worlds, providing advice in New Zealand and the UK has given me powerful insight into what's needed to build a successful life and protect it. Having successfully run and managed my own businesses for 26 years, I understand both the excitement and challenges that business owners and professionals face.

Sonya has been a financial adviser since 2000, running her own mortgage and insurance advisory business for 22 years. Now specialising in risk insurance, Sonya enjoys helping clients protect their family and assets by delivering expert advice.

Sonya was a board member of the New Zealand Mortgage Brokers Association and the Professional Advisers Association (now part of Financial Advice NZ). In addition to the professional education requirements, Sonya holds a Bachelor of Arts and Graduate Diploma in Personal Risk Insurance from Massey University.

Physical Address
Level 10, 94 Dixon Street, Wellington, New Zealand

I have been in the insurance industry since September 1989 when I began with National Mutual based in their office in Coastland Mall, Paraparaumu. I specialise in helping self-employed tradesmen/women manage their risks through business and personal insurance products as well as helping them to utilize the benefits available to them through ACC Cover Plus Extra.

I am a Financial Adviser, and I attained my Level 5 Certificate in Life and Health Insurances in 2018. I am the Managing Director and sole adviser of Arthur Rowney Financial Services Ltd (incorporated April 2002) and I use the services of a remote Personal Assistant, whose company is a perfect fit for the work I do.

I am a very regular gym participant and enjoy being involved in musical theatre in my free time. I have been married to my wife Dawn since March 1980 and we have a son and daughter and three grandchildren aged 9, 6 and 4. We live in Paraparaumu Beach where we have been for the 34 years I have been in this industry.

I would be delighted to hear from anybody who feels their existing arrangements could be improved.

Aaron brings over 20 years of experience in the insurance industry, where he has developed a deep understanding of risk management and client-focused advice. His career is built on a foundation of preparation and strategy, guiding him to deliver meaningful and practical solutions for his clients.

Aaron's philosophy centers on two key principles. The first is: “The will to win is important, but the will to prepare is vital.” This reflects his belief that while aspirations are important, success depends on having a clear plan and a strategy that anticipates both the good and the challenges that life can bring. He recognizes that unexpected events happen, and insurance plays a critical role in protecting against life's uncertainties.

The second principle is simplicity and precision—ensuring that advice is straightforward and tailored to deliver the Right Amount of coverage, to the Right Hands, at the Right Time.

Outside of work, Aaron values spending time with his family—his wife Jo and their two children, Hugo and Elliott. For Aaron, family is his “why”: the motivation behind his work, his dedication to staying healthy, and his commitment to helping clients secure their financial future.

Aaron looks forward to helping you manage your financial risks with a thoughtful and personalised approach.

Hey there! I'm a Level 5 Qualified Financial Adviser with SHARE based in Hawkes Bay. I have been in the Insurance Industry for over 17 years in various roles from Business Development Manager to Adviser.

During my time in the corporate space, I've been fortunate to have experience assisting with product development, developing advice tools, and upskilling Advisers in both Personal & Business Insurance.

I've been able to see first hand what it means to have the right insurance proceeds going to the right hands (and not the right hands) when it's required during unplanned health events. Having Risk Insurance won't solve all your issues, but it will certainly give you options - both in terms of treatment along with helping you and your family financially survive a major health event. I really enjoy working with Personal Clients & Business Owners - both Commercial and Rural along with their trusted Advisers across the Hawkes Bay and out of town thanks to technology these days.

I take the time to understand your current situation and then overlay that with the existing cover you have in force. From there we can make a plan to keep and service what you have or add to/alter your cover to keep up to date with your situation.

By taking the first step to meet with me I will help put together a simple, understandable, and affordable Risk Insurance Plan. I find Risk Insurance exciting and everyone's situation is different, but I know not everyone feels the same so hopefully I can make the experience enjoyable, and we can have some fun chatting along the way.

I'm a proud father of two boys Ben and Charlie who keep me on my toes along with my amazingly talented wife Kylie who is a Graphic Designer and Artist.

Fergus is a Financial Adviser and has worked in the financial services sector since 1996 in roles in the United Kingdom and New Zealand. He has been an insurance adviser since 2008.

His specialist area of expertise is assisting Small to Medium sized business owners and their families understand and manage the risk of something happening to them, a fellow shareholder or key person within their business or member of their family. Where appropriate, this extends to assisting clients manage and structure their ACC requirements in the most efficient and cost effective way. Fergus's overall aim is to ensure that clients can maintain their businesses as going concerns and maintain their personal lifestyles in the event of something catastrophic occurring.

Fergus has a Bachelor of Commerce and Management from Lincoln University and a Graduate Diploma endorsed in Personal Risk Management from Massey University. He is married to Meredith and they have 3 children.

Professionally he is a member of Financial Advice NZ, the Activ8 BNI Networking Group and Boaters Toastmasters. On a personal level he plays Presidents Cricket for the Sydenham Cricket Club and the occasional game of golf.

Physical Address:
Unit 5/12 Princess Street, Riccarton, Christchurch, 8011

Mark has more than 30 years of high-level financial experience giving him a deep understanding of business and finance and an ideal foundation for his work as a Financial Adviser. For the past eight years Mark has been specialising as an insurance adviser.

He is dedicated to learning about his clients' personal goals and will use them to build a financial security plan focused on their specific needs. Mark's attention to detail, good listening skills and great empathy are symbols of his dedication towards his clients which shines through in his thriving business. Mark's professionalism helps him build long-term relationships with his growing client base and provide excellent customer service.

Mark knows everyone's economic and life situation is unique and he keeps this in mind when providing financial advice. He believes that personalised service is essential when matching clients with the right financial products and service while demystifying insurance jargon into plain English.

Once the client's custom-tailored financial plan is in place, Mark will continue working with them to review achievements against the required aims, and ensure his clients are comfortable everything is moving forward according to plan.

Mark is the proud recipient of the Sovereign Apex Gold Award 2018.

Physical Address:
100 Bush Road (Building 2, Level 1), Albany 0751

Malcolm has over 25 years of experience within the insurance industry. His professional knowledge, excellent communication skills, understanding ability and gentlemanly conduct allows him to tailor insurance financial advice to his many different client's. Creating insurance portfolios and specific requirement to suit their unique needs. As a Financial Adviser, Malcolm has successfully launched distribution Models in Australia, New Zealand and Thailand with two Multinational Insurance Groups namely AON & Ace Insurance. Malcolm's has an unprecedented ability and aptitude towards strategic planning and people management, this has resulted in consistent growth year after year with the Companies portfolio of A & H Products.

He is excited about finding the correct insurance covers to adequately protect and safeguard his clients needs. Consistent problems that he enjoys solving include enabling clients to understand and comprehend the long-term value of their long-term insurance's requirements and the importance of relationships through that journey.

Malcolm is passionate about developing and mentoring staff, giving them the relevant training, support and guidance that they require in order to achieve their goals and company standards insisted upon. This approach directly links and connects towards his insurance advise therefore, guaranteeing the professional approach to getting the best outcome for his client's insurance needs.

Malcolm believes that developing and creating effective long-term solutions requires personalised mentorship, training support and validation of achievements to acquiring outstanding team results. His areas of expertise are in Operations and Marketing, this has been continuously demonstrated through the successful implementation of a variety of projects designed to generate alternate revenue streams for organizations.

Malcolm believes that to become a trusted Insurance Adviser communication is key to understanding, developing and nurturing long term relationships. His wealth of knowledge and experience in this field is apparent through his ability to manage a team of 600 people through a 4-tiered management structure.

Having been born in Sri Lanka Malcolm is proud of his heritage and ability to relate to people across a multi-cultural background and broad level of understanding to different cultures and beliefs. Malcolm's business values are based on delivering on what he says, retaining the human personalised touch, valuing individual clients, and intimately knowing his clients and their specific business requirements.

Marcus is a qualified Financial Adviser, obtaining his NZ Certificate in Financial Services specialising in investment services and Life and Health insurance. Marcus also gained his qualification in New Zealand as a registered New Zealand Nurse. He has valuable experience in businesses where he operated his own franchise business for 9 years, having an intuitive understanding of the issues and needs of businesses, and he prides himself in his ability to build constructive professional relationships.

Marcus is family man, where he, his wife and two children reside in their home at Westgate Dunedin.

I joined the financial services industry in 2019 following a claim I had made on my own insurance policy. At this time, I saw the value in having the correct insurance policy in place to ensure the financial stability of my family during an unexpected event and I wanted to do my part to ensure others had the same experience as me.

I enjoy working with a diverse range of clients from different backgrounds but tend to specialise in my work with Self-Employed and Rural members of the community as I feel I fit in these circles well. I am approachable, honest and have had experience on both sides of a claim and will ensure I am there for you and your family at claim time.

I pride myself on a strong work ethic and integrity while maintaining the highest level of advice for my clients. My efforts were acknowledged in 2021 when I was presented with the Fidelity Life emerging adviser award which recognises emerging talent in the industry.

I enjoy spending time with friends and family and you may catch me out fishing or on the golf course in my spare time. My wife Leiana and I have two young children and live in Waiuku on the West Coast of South Auckland.

I look forward to the opportunity to meet you and your family and help put in place an insurance plan that fits your needs.

Peter has been assisting clients since 1994 and loves helping clients to grow and protect their wealth. Peter graduated with MA (Hons) from Victoria University of Wellington in 1992. Peter is a financial adviser and meets the ongoing education requirements of the Financial Markets Authority.

Peter was a board member of the Professional Advisers Association (now part of Financial Advice NZ) for 14 years, including being Chair for 6 years.

Physical Address: Level 10, 94 Dixon Street, Wellington, New Zealand

John is proud to have been in the insurance industry since 1999, providing peace of mind to his many clients with an ethos of long-lasting relationships and always acting in the clients' best interests. He holds his Level 5 Certificate in Financial Services.

As a founding Director of Paragon - Insurance Solutions for Life in 2003 and having built a highly successful business, John and his business partner and wife Robyn, have now partnered with SHARE NZ to ensure continuity of service and certainty for their team in team in Taranaki into the future.

John brings a relaxed approach to the insurance discussion and loves to meet clients in their own environment, so they are comfortable. The clients he works with range from business owners, entrepreneurs, farmers to mums, dads and grandparents all looking to protect their futures so John tailors his advice to each and every situation and his adaptability and his love of connecting with others shines through.

John loves the lifestyle of living in Taranaki and particularly enjoys being out on his e-mountain bike often seeing the clients he works with, out enjoying the Taranaki lifestyle too, knowing he and the team have their clients backs if unexpected health or circumstances derail their plans. Others than an insurance extraordinaire, John is a devoted dad of five adult children and Koko to his four grandchildren. John and Robyn love to travel and connect with their children and friends around the world for cycling, hiking and off-road adventures.

My focus over the years has been on the family, small business and self employed sector. I achieved the New Zealand Diploma in Life insurance in 1982,but as things have changed I have been able to maintain my level of competence with the latest being the attainment of The New Zealand Certificate in Life, Health and Disability insurance in 2023.

Where I can't assist with matters outside of my qualifications I will refer you to suitably qualified people who can advise in the areas of mortgage lending Savings and Wealth Management including KiwiSaver, Wills, Powers of attorney ,Trusts and Fire and general Insurance.

I am married to Catherine and we have 4 adult children, all married and living within a 100K of our home in Heretaunga, Upper Hutt. All of our married life has been spent in the Upper Valley with our involvement spanning the school and children's interests in the early years. Involvement within the community consisted of being a member and chairman of both School and Parent and Friend Committees. In the wider community Lions club membership, Board and Chairmanship of the Home of Compassion (Silverstream), various fund-raising activities for Te Omanga Hospice and Relay for Life and driving patients for the Cancer Society. My interests these days are golf, grandchildren and travel.

James is an expert in the financial advice field. Here is how:

• An unparalleled Financial Markets background
• An Honours Degree in Economics
• Offices in Tauranga and Auckland
• Not tied to any Financial Provider, Bank, Fund Manager or Insurer
• Very approachable

Work History:

• Bond Trading - Bonds Trading for Mitsubishi Trust London -1991 to 1993
• Reuters UK -Business Development Manager - Financial Markets Specialist. - 1994 to 2001
• Telecom NZ - Account Manager Gen-i - 2002 to 2006
• Tutor - Bay of Plenty Polytechnic and Waikato Business School 2008
• Financial Adviser & Principal of Morgan Steel Financial Services Limited Trading as SHARE 2007 to Present

I provide a personal financial planning service, integrating the following elements seamlessly and clearly.

• Diversified Portfolio Recommendations and monitoring
• Discretionary Investment Management Service
• Integrating Independent Research

• Investment Advice
• Full Retirement and Planning service
• Goal Setting
• Investment planning and implementation
• Income from Funds analysis and recommendations
• UK Pension Transfers
• KiwiSaver
• Risk / Reward examination
• Risk Advice

Richard's sole driver is to help people get ahead by growing wealth, reducing debt, and protecting their families.

"I am here to help you get to where you want to go. It is all about having the right investments in place to accumulate wealth, and the right insurances so that if you get thrown a curve ball, we can help pick up the pieces."

Richard has been in financial services since 1983, and an adviser since 1990. He helped set up SHARE nationwide in 2008 and has been Chairman of the Board since 2009.

And after all that time he still gets a buzz hearing someone is doing well. He loves to meet people and understand their specific situation. With no two clients the same he wears a different hat for every appointment.

"They come from all walks of life. I go from talking to long-established farming families to new couples buying their first homes. I also work with retirees who still have investment funds that need to be managed."

And while no one wants to think the wheels are going to fall off it does happen. Richard says advising people on the right insurances and being there for them during the tough times is often the best part of the job.

Hey there! I'm Todd Allan - Financial Adviser.

My life insurance journey began in 2002 when I stumbled upon it whilst finishing my Diploma in IT. Little did I know over 20 years later I'd become a huge advocate for the support the industry provides to the people of New Zealand. I've been involved in just about every aspect of Personal and Business insurance having worked previously in a variety of roles for 3 of NZ's largest Life Insurance companies.

I am the sole owner of my own business TBA Insurance Limited T/A SHARE and through my time on the corporate side of the fence I've been fortunate to have experienced how insurance helps people at every step of the way, and I have a strong foundation of the inner workings of an insurer and how to best help clients. Over my time in the corporate space I've experienced many claims, but my big turning point was when I spent 6 months off work thanks to a dodgy one way valve in my oesophagus, thankfully I had Income Protection insurance which kept money coming in the door, the bills paid, and the lights on while I recovered and got back to eating steaks again. This experience whilst horrible at the time reinforced why I love doing what I do, and just how much insurance can help.

As an Insurance Adviser, I get to put all my knowledge to work to help clients find the insurance options that are right for them, protecting them to keep forging on to reach their own financial goals, and providing a helping hand when the time comes to make a claim - having gone through this first hand I know what is needed when you're not in a position to think about it yourself.

I've spent all of my Life in Auckland, barring a couple of years living in London. I am not a first time dad and fill as much of my time as I can helping my son uncover his new world. From getting out an about exploring beaches and the awesome bush walks we have on our Waitakere door step, to trying things like lemon for the first time….it's an awesome experience for all of us.

My focus for clients is to keep insurance simple. It's an industry that loves jargon, and complicated products and processes, having me in your corner to help simplify this at every step of the way is what I do best!

Having gone through my own personal insurance journey earlier in life, I've found my “why”, and I'm passionate about educating others so that they can make their own informed decisions when it comes to protecting their families and businesses.

For the past five years I've focused on business and rural situations, while connecting those goals to personal and family needs. Business owners face unique challenges with very specific solutions to meet their goals. I have a wide knowledge of experience and expertise in this area to assist with helping businesses address goals in commercial and rural situations.

Protecting families and their goals is also a passion of mine, given my personal experience in this area. I enjoy helping my clients understand their options, so that they can make their own decisions.

I have completed the New Zealand Certificate in Financial Services and have a Bachelor of Commerce from Otago University.

My approach is to listen to your story, help you understand what needs protecting and providing you with information to help you make your own decisions.

Hamish joined the SHARE Hawkes Bay team in May 2016 specialising as an Insurance and Mortgage Adviser:

• Personal Insurance - Life, Trauma, Total and Permanent Disability, Income, Mortgage Protection and Health Insurance.
• Business Insurance - Shareholder Buyout Agreements, ACC, Key Person, Debt Protection, Group Health Schemes.
• Mortgage Advice - Residential Owner Occupied & Investment Property loans, Debt Consolidation, Commercial Property, Asset Finance and Working Capital.

Hamish studied at Otago University and completed a Bachelor of Commerce Degree, majoring in Accountancy and Marketing Management.

After completing his degree in 2000, Hamish worked in London as a Management Accountant and then in Auckland in the transport sector for Roadfreighters.

For 10 years from 2006 Hamish worked at Westpac as a Senior Business Manager in the Bay of Plenty and then Hawkes Bay. Hamish advised on lending applications finding solutions for clients to realise their personal or business goals.

Being a firm believer in insurance products to protect individuals, families and businesses, in conjunction with his lending experience, joining the SHARE team as a Financial Adviser was a natural progression for Hamish in his career path.

Hamish's core business values are trust, care and thoroughness; he finds tremendous personal reward providing focused and personalised insurance and financial solutions tailored to each client in order to meet their needs whilst ensuring it remains within their budget.

After gaining his degree in Economics and Accounting at Canterbury University Graeme joined the life insurance and investment industry in Dunedin in 1978 and has enjoyed some 20 years in sales and senior executive roles in Christchurch, Wellington and Palmerston North before returning to his financial adviser role in Palmerston North in 2003.

He now specialises in providing risk insurance advice; including on life, mortgage and income protection, trauma, permanent disablement, business continuation and health insurances - for individuals, families and businesses.

In 2022 Graeme and Lynette returned to Christchurch and, after a year recovering from injuries suffered in a cycling accident he has returned to assisting his clients with their ongoing requirements and is enjoying helping new clients put in place the covers they need to protect their families, businesses and lifestyles.

Graeme cares deeply about his clients and getting the right insurance outcomes for their businesses and families. He takes a great deal of care to ensure he understands their situations, goals and concerns and to research and design the best plans to suit, and that they get the right results at claim time.

When not working, he enjoys spending family time with Lynette, their 3 sons and their families and keeping fit with cycling, gym and walking. He also enjoys travel and sampling good wines.

Physical Address:
53 Mersey Street, St Albans, Christchurch 8014

Stephen has been serving clients since 1978 and is a longstanding member of the Professional Advisers Association (now part of Financial Advice New Zealand), where he contributed as a board member for five years.

Based in Havelock North, Stephen provides financial advice to clients across New Zealand. He is qualified to advise on Investments, Insurance, and KiwiSaver, and is committed to maintaining high professional standards through ongoing development and ethical practice.

Physical Address: 60 Endsleigh Drive, Havelock North, Hastings

Mark Woolford is a Financial Adviser. Mark is a Risk Specialist and has been in the in industry since 1991. After having 12 months out of the Financial Services industry, Mark has joined SHARE eager to assist business owners and professionals with all their insurance needs.

At age 30, Mark initially joined National Mutual as an adviser in 1991 and was self employed until March 2015.

Mark has spent much time in Palmerston North, having lived their since he was six years old, and was active in Rugby and Surf Lifesaving for a long time. Mark enjoys spending time with his wife Belinda and his four children Liam, Scott, Jorgi and Isabella. Mark stays fit doing swimming, rowing, cycling and walking, "however this doesn't seem to be restoring me to my former glory!"

Physical Address:
188 Broadway Avenue, Unit 3, Palmerston North 4410

Melissa Popely, Specialist Mortgage Adviser

I have been in the financial services industry since 2022. I specialise in helping you achieve your home ownership goals, whether you are a first time home buyer or looking to purchase an investment property.

I have an easy to understand approach which my clients love. I make sure that we can match the right lender to your potential purchase and situation.

I am a Financial Adviser, demonstrating my commitment to providing the highest level of advice. I am employed by Transfer Your Risk Limited T/A SHARENZ. I work closely with Insurance Adviser Aaron Baker to provide Mortgage Support to many SHARENZ clients.

I live in the Waitakere Ranges with my husband and two children. When I am not helping clients, you can find me out on a trail exploring the great NZ outdoors.

I look forward to having the opportunity to help you get into your first home or investment property. You might be closer to home ownership than you think.

Specialist Personal and Business Insurance Adviser

Level 5 certificate in Life, Disability and Health Insurance

I have been in the financial service industry since the start of 2025 where I joined Josh Cuttance's business in Dunedin to sharpen my skills and learn from one of the best in the industry. I am now an associate adviser to Josh and specialise in helping families and business owners protect themselves and manage risk.

I have a commitment to helping others and an outgoing, friendly personality. Relating to clients on a personal level is something that I am passionate about. As a financial adviser, my aim is to ensure that clients receive the highest possible level of advice to help them achieve their risk protection goals.

I am fortunate enough to be surrounded by an exceptionally hard-working team of five led by Josh. Our enthusiasm for what we do and how we operate together is second to none.

In my spare time, I enjoy playing golf and being in the outdoors with friends and family.

I've been working in the Financial Services Industry for over 25 years, and I've had the opportunity to work with three of the big four banks in various roles, with a focus on home ownership in my last position. As your adviser, I'm really passionate about listening to you and understanding your financial goals so I can offer tailored solutions that best suit your individual needs.

In my opinion, building relationships with clients is key to providing great financial advice. I'm excited to offer you a comprehensive wraparound service to protect your greatest asset - your ability to earn an income - while making the biggest purchase of your life - a home.

When I'm not working, I love to spend time with my family and our spoodle. I also enjoy hanging out with friends, listening to podcasts, and watching a really good series. Recently, I've added cycling to my list of interests, and I'm loving it.

So, why choose me for your Financial Advice?

Under the SHARE umbrella, you only need one adviser for all your home loan and personal risk protection needs.

My extensive experience in residential home, investment property, and construction lending, along with my commercial banking background, gives me a unique perspective on the industry.